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Built on Trust.
Driven by Results.

Arcadia Financial Services was founded with one conviction: every business deserves access to capital with honest, expert guidance — not complex jargon or hidden agendas.

Team in professional consultation
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Our Mission

Empowering Businesses
Through Strategic Capital

Arcadia Financial Services was established to bridge the gap between ambitious businesses and the financing they need to grow. Based in Wilmington, North Carolina, we serve business owners, entrepreneurs, and real estate investors throughout the Southeast and beyond.

"Our goal is simple: understand your vision, find the right capital structure, and stand beside you every step of the way."
— Christopher Nikitas, Founder

We believe the financing process should be transparent, efficient, and empowering — not intimidating. That's why we take the time to educate our clients on every option, every term, and every implication, so they can make informed decisions with genuine confidence.

Whether you're a first-time borrower or a seasoned investor, Arcadia brings the same level of care, expertise, and personalized attention to every engagement.

$50M+ Total Capital Facilitated
500+ Businesses Funded
15+ Years of Experience
98% Client Satisfaction Rate
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Our Values

Principles That Guide Everything We Do

These aren't slogans — they're the standards we hold ourselves to on every client engagement, every day.

Integrity

We tell you what you need to hear, not what you want to hear. Honest guidance, even when it's not the easiest conversation.

Expertise

Decades of combined experience navigating the lending landscape means we know how to structure deals that work — and close.

Partnership

We measure our success by yours. Transactions are transactions; relationships are what we build and maintain long term.

Excellence

From the first consultation to final funding, we hold every detail to the highest standard so you can trust the outcome.

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Our Team

The People Behind Arcadia

Experienced professionals who are genuinely invested in the success of your business.

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Christopher Nikitas

Founder & Principal Advisor

Christopher founded Arcadia Financial Services with a mission to bring institutional-quality financing guidance to businesses of every size. With over 15 years in commercial lending and financial advisory, he has facilitated over $50 million in capital for businesses across the Southeast.

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Lauren Mitchell

Director of Client Relations

Lauren ensures every Arcadia client receives the responsive, personalized attention they deserve from first contact through funding and beyond. She brings 10 years of client services and financial operations experience to every engagement.

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David Armitage

Senior Loan Advisor

David specializes in SBA financing and commercial real estate structures, bringing deep expertise in navigating complex loan programs. His background in banking gives Arcadia an insider's perspective on what lenders need to approve deals.

Ready to Work with Arcadia?

Reach out today for a no-obligation consultation. We'll explore your financing options together.

Contact Us Today